Important Disclosures PDF Print E-mail

J. Richard Coe is president and owner of Coe Financial Services, Inc., a registered investment adviser.
J. Richard Coe is an investment adviser representative of Cambridge Investment Research, Inc., a federally registered investment adviser.
Coe Financial Services, Inc. is not affiliated with Cambridge Investment Research, Inc.
J. Richard Coe is a registered principal of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.
J. Richard Coe is typically appointed by several insurance companies.
J. Richard Coe is licensed for general securities in the following states:

  • Arizona
  • California
  • Colorado
  • Connecticut
  • Georgia
  • Illinois
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Missouri
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Virginia
  • Washington

 

Jason B. Hill is an investment advisor representative of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor, and of Coe Financial Services, Inc., a Registered Investment Advisor.

Jason B. Hill is a registered representative with Cambridge Investment Research, Inc.

Jason  B. Hill is appointed with several insurance companies.

James E. DeKalb is a registered representative with Cambridge Investment Research, Inc. 

Privacy Policy

February 28,2011

We are committed to safeguarding the confidential information of our clients. We hold all personal information provided in the strictest confidence. These records include all personal information that we collect from you in connection with any of the services we offer. We do not disclose information to non-affiliated third parties, except as permitted by law, and as necessary to conduct business on your behalf. We use health and financial information that you provide to help you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy. Our policy with respect to personal information about you is shown below.

  • We collect information in accordance with industry standards and regulatory requirements. Such information typically includes your name, your address, Social Security number, telephone number, employer information, driver's license number, tax bracket, annual income, net worth, liquid assets, investment history, investment objectives, risk preferences, number of dependents, marital status, and whether you or your immediate family members are affiliated with or employed within the financial services or banking industries. We want to understand you and your concerns. The information we get from you positions us to provide financial planning services as well as investment products and services.

 

  • We obtain this information through fact-finding meetings, applications, review sessions, and net worth statement updates. We transfer much of the information we gather into a computer database. The information we gather is available to all employees. We may from time to time share portions of this information with certain unaffiliated third parties with whom we must interact in order to conduct business on your behalf. These third parties may include our clearing broker/dealers, the custodians of the assets held in your account(s), mutual fund companies, life insurance companies, and portfolio managers.

 

  • The categories of nonpublic personal information that we collect from a client depend upon the scope of the client engagement. It will include information about your personal finances, information about your health to the extent that it is needed for the planning process, information about transactions between you and third parties, and information from consumer reporting agencies.

 

  • We maintain a secure office and computer environment to ensure that your information is not placed at unreasonable risk.

 

  • For unaffiliated third parties that require access to your personal information including financial service companies, consultants, and auditors, we also expect them to keep this information private. Federal and state regulators also may review firm records as permitted under law.

 

  • We do not provide or disclose any nonpublic information to non-affiliated third parties for marketing purposes or any other reason whatsoever, except to the extent that may be necessary for us to conduct business on your behalf. Such business could include mutual fund or brokerage account applications or work with an estate planning attorney or a CPA. We do not sell or share lists of active or inactive clients.

 

  • If you discontinue using our services, we will continue to adhere to our privacy policies and practices regarding your nonpublic personal information.

 

  • COE FINANCIAL SERVICES, INC. has a long-established tradition of discretion and respect for our clients' personal privacy. We reinforce this in the way we routinely handle sensitive client information as part of our day-to-day operations. We believe this contributes to the trust and confidence our clients have placed in us.

 

  • Asset management, brokerage, and mutual funds clients may arrange to see account data through our website - www.CoeFinancialServices.com - with proper login and password setups.