Retire Abundantly Resources

The BIG Retirement Question

According to a recent CBS News article, two out of three Americans who plan on continuing to work in retirement cite financial reasons.

“What’s your biggest hope for your retirement?” I asked Dan, a successful 62-year old business owner who approached me after one of my recent seminars, Income Tax Reduction and Estate Tax Elimination.

“My biggest hope…” he replied, looking past me as if he were reminiscing.

“Well… is retiring.”

“What do you mean?” I asked.

He paused. “Having enough, I guess.” Dan thought for a moment and then looked me straight in the eye. “Yes. That’s it. Can I retire? Will I have enough?”

“Will you?” I continued.

“Truthfully? I don’t know. I really don’t know.” he emphasized.


Remember when it was something that your parents were getting ready for, not you. It was so far in your future that it was just a speck on the horizon. Now it is too close for comfort—like a speeding train barreling down on you—too close to ignore.
Or, maybe you are already on the retirement train.


The mention of the word used to bring to mind wonderful pictures of walking on the beach, spending time with family, traveling to far-off places, golfing to your heart’s desire… and more bucket list stuff.
Now, it brings consternation to most Americans. And to some, down-right fear.

A recent AARP study reported that 2 out of 3 people over age 45 fear running out of money even more than they fear dying.
People fear running out of money more than dying!

“What can you do about it anyway,” complained Dan. “There is so much uncertainty and so many conflicting voices.”

“Maybe this will help,” I shared.

“When you use Google maps, what’s the most important piece of information that you have to put in?” I asked.

“Well, destination, of course,” Dan answered.

“Of course, but the vast majority of folks stumble through retirement without ever clarifying their custom destination,” I said. “It’s not your fault, though, Dan. It’s the financial industry and media that are broken. They push solutions as the answer. Do this. Buy this. Hammers in search of a nail.”

I continued, “When we take clients through The Abundant Wealth Process™, we start with painting a custom and complete picture of your ideal retirement, an Abundant Wealth Picture. Like using Google maps, the very first thing you put in is your destination. Put in the wrong destination and you’ll get a faulty map. Put in no destination and Google maps can’t help you.”

“Next in The Abundant Wealth Process™,” I said, “we simulate your current financial plan to see in advance where you will end up if you follow your current strategies through your retirement. During the simulation, we also ‘stress-test’ your plan and investments to uncover unknown side-effects and obstacles. We want you to understand the biggest issues and concerns before we suggest any changes. Do you know what the side-effects and obstacles are under your current plan?”

“I have no idea,” said Dan.

I continued, “Next, we create a custom Abundant Wealth Blueprint, which details the three to five strategies necessary to reduce the side effects and tactical interactions and get you on the right course to enjoy the Abundant Wealth Picture we painted in the first phase.”

“Can’t you just tell me what you recommend?” asked Dan.

I said, “That’s the problem with the financial industry and media. Solutions first. If you went to a doctor and they wrote out prescriptions without taking any tests, what would you call them?”

“A quack. It’s malpractice,” he replied.

“Well, that’s what happens in the financial industry,” I answered.
“Making recommendations before clarifying your picture of the future and stress-testing your current plan is foolish, if not downright dangerous. You’d never do it with your health… and you shouldn’t do it with your wealth,” I said.

I continued, “Once you’ve approved the Blueprint, that’s when we build your Abundant Wealth Plan.”

“Seems like a sound process,” said Dan.

“It works. If you want a better outcome, you need a better process. That’s why I created The Abundant Wealth Process™, so that successful business owners, executives and women on their own could enjoy a more abundant retirement with greater peace and freedom. Make sense?” I said.

“Does to me. So, what do I do next?” Dan asked.

“If you keep doing what you have been doing, will your present plan ensure that you are able to enjoy an abundant retirement?” I queried.

“I don’t really know!” Dan replied.

“Isn’t it time to find out?” I responded.

“Yes. Can you help?” Dan asked.

I said, “Not sure. We have a Special Report, The Six Biggest Retirement Obstacles, that I’m happy to share with you. Or, we offer a free, confidential 57-minute Retirement Opportunity Conversation. During our time, there is nothing to buy; I will uncover at least 2 opportunities to increase your income or reduce your taxes; and you’ll know what to do next, if anything. It’s our way to give value first and see if we might be of any further help. Seem fair?”

Dan said, “Yea, sure. I have enough to read. So, I’d like you to give me your feedback on what I’m doing. I hope you have time for that conversation with me. SOON!”

“Give me your info and I’ll have someone from our firm check the schedule and get back with you,” I said.

“SOON,” Dan emphasized again.

Can you answer the Big Retirement Question, “Will I have enough?”
I urge you to get your plan stress-tested today, so you know for sure.
The sooner you do, the sooner you’ll be on your way to greater peace and freedom!